Saudi Fintech Orbii Raises $3.6 Million to Embed AI-Powered Lending Across MENA

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Riyadh-based credit infrastructure platform Orbii has successfully closed a $3.6 million seed funding round. The investment, led by global tech investor Prosus Ventures, is set to fuel Orbii’s mission of transforming SME lending across the MENA region through its AI-powered embedded finance solutions.

By The Numbers

  • Funding: $3.6 Million
  • Round: Seed
  • Lead Investor: Prosus Ventures
  • Founded: 2024
  • Ambition: Power $1 Billion in SME loans by 2026

The Investment

The funding round saw participation from prominent regional and international VCs, including VentureSouq, Dash Ventures, Taz Investments, and Sanabil 500. This strong backing signals significant investor confidence in Orbii’s model to address a critical gap in the regional financial ecosystem.

Reinventing SME Lending

Orbii was founded to solve the persistent challenges in SME financing, where traditional lending processes are often manual, slow, and inaccessible for many businesses. The platform enables banks, fintechs, and B2B platforms to launch and scale SME lending products that are embedded directly within the systems their clients already use. By replacing cumbersome manual underwriting with machine learning models that analyze real-time data, Orbii facilitates instant, higher-quality lending decisions, boosting approval rates while reducing defaults.

AI-Powered Credit Infrastructure

Orbii’s core technology connects to a business’s existing operational systems, such as Point-of-Sale (POS), Enterprise Resource Planning (ERP), and digital banking channels. This deep integration allows lenders to approve loans instantly and serve previously unbanked or underbanked SME segments.

“We envision a MENA where every business can access credit instantly, embedded within the systems and workflows they already use. Credit decisioning won’t be a process, it’ll be a reflex,” stated Nauman Ali, Co-founder and CEO of Orbii.

About Orbii

Founded in 2024, Orbii is a Riyadh-based credit-infrastructure platform helping lenders across MENA launch and scale SME lending products. It offers AI-driven underwriting, real-time disbursement, and embedded credit delivery for financial institutions and various B2B platforms, enabling them to provide seamless and instant financing to small and medium-sized enterprises.

Looking Ahead

With the new capital, Orbii plans to significantly scale its engineering and data science teams to further enhance its AI capabilities. The funds will also be used to deepen integrations with key financial systems and platforms across the region. The company is focusing on expanding its operational footprint in its home market of Saudi Arabia and the UAE, with the ambitious goal of powering $1 billion in SME loans by 2026.

Source: Waya

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