Fawry, Egypt’s leading digital financial services platform, has announced remarkable financial results for the fiscal year ending December 31, 2025, showcasing significant growth and record-breaking profitability. The company’s performance underscores the success of its strategic diversification and the increasing adoption of digital finance across the nation.
A Year of Unprecedented Growth
For the full year of 2025, Fawry reported total revenues of EGP 8.65 billion, a substantial 57% increase year-on-year. This top-line growth was surpassed by even more impressive profitability metrics. EBITDA climbed by 80.8% to reach EGP 4.97 billion, resulting in a robust EBITDA margin of 57.4%.
Net profit after non-controlling interests soared by 79.8% to EGP 2.89 billion, achieving the highest net profit margin in the company’s history at 33.4%. This performance demonstrates the scalability and efficiency of Fawry’s operating model.
Financial Services Leads the Charge
A key driver of Fawry’s success was its strategic expansion into new business lines, particularly Financial Services. This segment, which includes SME lending, consumer finance, and insurance brokerage, was the primary contributor to top-line expansion, delivering an exceptional 135% year-on-year revenue growth to reach EGP 2.38 billion. This surge highlights the company’s successful evolution towards a comprehensive neobanking ecosystem.
Banking Services also showed strong performance, growing 52% to EGP 3.51 billion and remaining a cornerstone of Fawry’s revenue. In contrast, the company’s legacy Alternative Digital Payments (ADP) segment grew by a solid 17.6%, but its contribution to overall growth has diminished, signaling the successful shift in Fawry’s business focus.
CEO Insights on Strategy and Innovation
Eng. Ashraf Sabry, Chief Executive Officer of Fawry, commented on the strong performance, stating, “Fawry delivered another quarter of solid operational and financial performance, alongside meaningful advances in our customer and revenue diversification strategy. Financial Services was the primary driver of our top-line expansion, reaping the rewards of our expansion into neobanking.”
Sabry also highlighted the company’s technological advancements, noting the official launch of Soft POS services in Egypt. “We expect this rollout to materially accelerate our merchant acquisition efforts and expand our acceptance footprint,” he said. “Technology remains a core enabler of our expansion. AI is now deeply integrated across development and customer engagement functions, with approximately 35% of new code produced using AI-assisted tools.”
Strong Operational Momentum
Fawry’s operational metrics reflected its expanding user base and deepening engagement. The company’s total throughput value increased by 56.8% to reach EGP 943.6 billion in FY2025. Downloads of the myFawry mobile application grew by nearly 40% to 24.2 million, fueled by new investment offerings like gold and EGX30 index funds.
The number of issued Prepaid Cards saw explosive growth, increasing by 172% to reach 2.7 million. Furthermore, the company’s lending activities expanded significantly, with the gross loan portfolio for its Micro, SME, and Consumer businesses growing by 82.6% to EGP 5.7 billion.
About Fawry
Founded in 2008, Fawry is Egypt’s largest digital-only financial services platform serving the banked and unbanked population. With a network of 36 member banks, its mobile platform and more than 377 thousand agents, Fawry processes more than 6 million transactions per day, serving an estimated customer base of 54.8 million users monthly.
Source: Zawya
