JOIN Fincubator, Jordan’s dedicated fintech innovation hub, has opened applications for its 4th Incubation Program. This 7-to-8-month physical intensive journey is designed to support early-stage startups and entrepreneurs in transforming fintech concepts into scalable, market-ready solutions within Jordan’s evolving financial ecosystem.
At a Glance
- Opportunity Type: Incubation Program (Physical)
- For: Early-stage Fintech Startups in Jordan (Idea to MVP stage)
- Key Benefits: Access to Digital Sandbox (APIs), Mentorship, Legal & Financial Consultation
- Duration: 7-8 Months
- Location: Amman, Jordan (Physical presence required)
Incubation Program Overview
The JOIN Incubation Program helps founders navigate the challenges of building a fintech venture, taking them from concept to market readiness. Operated by the Jordan Payments and Clearing Company (JoPACC), the program offers a structured environment where participants can build compliant and scalable solutions.
The curriculum is divided into specific phases designed to validate ideas, develop technical MVPs, and prepare for investment. Participants gain access to an innovation-driven digital infrastructure, allowing them to test products in a safe, real-time environment using APIs from market-leading financial institutions.
Key Benefits
Selected startups will receive comprehensive support tailored to the fintech sector:
- Digital Sandbox Access: Test and develop products using a digital sandbox and APIs in a secure environment.
- Expert Mentorship: One-on-one guidance from seasoned industry experts, investors, and thought leaders.
- Specialized Training: Workshops covering business modeling, regulation, product development, and go-to-market strategies.
- Professional Services: Support with branding, visual identity, legal consultation, and financial modeling.
- Networking: Direct connections to key stakeholders, financial institutions, and potential investors.
Program Structure and Timeline
The program follows a phased approach to ensure steady progress:
- Bootcamp (4 Weeks): A crash course on founder essentials and idea validation.
- Fit (3 Months): Deep technical validation and development; founders are matched with industry mentors.
- Launch (3 Months): Development of the MVP using banking APIs and preparation for public launch.
- Demo Day: A culminating event where founders pitch to investors, accelerators, and main players in the financial ecosystem.
Eligibility Criteria
To apply for the 4th Cohort, applicants must meet the following requirements:
- Stage: Early-stage startups ranging from the idea phase to having a first Minimum Viable Product (MVP).
- Sector: Solutions must be within the fintech domain (Payments, Wealth Management, Insurtech, Open Banking, Regtech, etc.). Note: E-commerce solutions are not eligible.
- Market Focus: The solution must cater to the specific needs of the Jordanian market.
- Location: Applicants must be physically present in Amman, Jordan, to attend all sessions and workshops.
- Age: Founders must be over 18 years old.
- Registration: Startups do not need to be registered at the time of application.
How to Apply
Entrepreneurs ready to modernize Jordan’s financial sector are encouraged to apply immediately. The application window is currently open with a countdown of approximately 80 days remaining.
Apply Here: JOIN Fincubator Website
About JOIN Fincubator
JOIN Fincubator (The Jordan Innovation Fintech Incubator) is a unit fully owned and operated by the Jordan Payments and Clearing Company (JoPACC). Established to modernize Jordan’s economy and lead digital transformation, JOIN Fincubator serves as a hub for fintech innovation, supporting the development of digital financial services that transform the experience for individuals and businesses across the Kingdom.
Learn More: JOIN Fincubator
