UAE’s Abhi Partners with Zignaly and ZIGChain to Tokenize SME Private Credit

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Abhi, a Hub71-backed fintech and Y Combinator alumnus, has announced a strategic partnership with social investment platform Zignaly and blockchain infrastructure provider ZIGChain. This collaboration aims to bring private credit on-chain by funding real-world SME receivables using stablecoin capital. The initiative represents a significant move in the tokenization of Real-World Assets (RWA), leveraging Abhi’s established financing infrastructure to bridge the gap between decentralized finance (DeFi) and the traditional economy.

Bringing Real-World Assets On-Chain

The partnership utilizes Abhi’s strong SME financing engine, which supports thousands of businesses across the MENAP region, to generate yield from actual business activity rather than abstract digital sources. By integrating with Zignaly’s global distribution network and ZIGChain’s infrastructure, the collaboration creates a mechanism where stablecoin capital directly funds SME receivables. This structure allows for the creation of short-duration, asset-backed cash flows that are transparent, scalable, and programmable, making asset tokenization accessible to a global investor base with low minimum entry requirements.

Transforming Digital Yield

This alliance addresses a critical gap in the digital asset market by moving beyond theoretical tokenization to practical execution. While digital yields have historically been disconnected from the real economy, this model ensures that returns are backed by tangible business operations. For investors, it offers access to sustainable yield derived from the real economy, while simultaneously providing businesses in the region with more efficient access to capital. The partnership highlights the growing role of the UAE and the Hub71 ecosystem in fostering innovations that merge fintech with blockchain technology to solve structural financial challenges.

About Abhi

Founded in 2021, Abhi is a leading embedded finance platform and neobank dedicated to financial inclusivity across emerging markets. Headquartered in Abu Dhabi and backed by Hub71, Abhi provides a suite of solutions including Earned Wage Access, payroll financing, and SME financing. The company has expanded its operations across the UAE, Saudi Arabia, Pakistan, and Oman, partnering with over 5,000 companies to serve millions of users. Recognized as a World Economic Forum Technology Pioneer in 2023, Abhi is the first fintech from the MENAP region to receive this distinction and continues to drive economic growth through financial wellness.

Source: Hub71

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