The Brinc × Ripple Hong Kong Financial Innovation Program (HFIP) is a 12-week program designed to accelerate startups building real-world financial applications on the XRP Ledger (XRPL). This is a prime opportunity for founders creating solutions in payments, tokenization, institutional DeFi, and beyond to access grant funding, expert mentorship, and corporate pilot opportunities.
At a Glance
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Opportunity Type: 12-Week Innovation Program
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For: Startups building financial infrastructure (Payments, Tokenization, DeFi, Credit, RegTech, AI-Commerce)
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Key Benefits: Opportunity for non-dilutive grant funding, investor connections, corporate access, and mentorship
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Location: Online (with an in-person Demo Day hosted in Hong Kong)
Innovation Program Overview
Powered by global operators in venture building, blockchain infrastructure, and financial innovation, this 12-week program focuses on helping startups build practical financial infrastructure with clear institutional or market-level use cases. The program is built around real-world outcomes, guiding founders through product-market fit, corporate pilot design, regulatory compliance, and investor readiness. Participants will leverage Hong Kong as a strategic launchpad into Asian and global institutional markets while utilizing the XRP Ledger for scalable payments, settlement, and tokenization.
Key Benefits
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Funding Opportunities: Selected startups may apply for non-dilutive grant funding to support product development, market entry, and growth.
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Corporate & Market Access: Connect with banks, asset managers, and corporate institutions to explore use cases and potential commercial pilots.
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Investor Connections: Gain direct exposure to investors through curated introductions, speed dating, and a final Demo Day.
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Expert Web3 & Industry Support: Receive guidance on XRPL integration, DeFi mechanics, and compliance from leaders across banking, payments, and digital assets.
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Tailored Business Development: Participate in curated workshops to strengthen your product, go-to-market strategy, and fundraising narrative based on your startup’s specific stage.
Eligibility Criteria
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Must be building solutions in Payments & FX, Tokenization & Capital Markets, Institutional DeFi, Credit & Lending, RegTech & Security Infrastructure, Custody, or AI & Agentic Commerce.
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Startups do not need to be building on XRPL before applying, but selected teams must be open to exploring XRPL integration.
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Startups with a strong connection to Hong Kong will be given preference, though applications from all other regions are highly encouraged and considered.
Program Schedule
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Step 1: Orientation & Use Case Mapping: Onboarding, business diagnostics, and goal setting.
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Step 2: Product, Infrastructure & Market Fit: Workshops on financial use cases, compliance, and customer validation.
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Step 3: Corporate Access & Pilot Design: Planning commercial models, mapping use cases, and partner targeting.
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Step 4: Fundraising & Growth Readiness: Pitch refinement, data room support, and go-to-market planning.
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Step 5: Demo Day & Investor Exposure: Investor speed dating, final pitch prep, and an in-person Demo Day.
How to Apply
Applications are currently open for founders ready to build financial infrastructure that institutions can use. Submit your online application detailing your startup, team, traction, and use case. Shortlisted teams will be invited for follow-up interviews.
Apply via the official form here: Application Form
About Brinc & Ripple
Brinc is a leading global venture accelerator that empowers game-changers to solve some of the world’s biggest challenges. They have partnered with Ripple, a leader in enterprise blockchain and crypto solutions, to drive the adoption and growth of the XRP Ledger (XRPL). Together, they provide startups with the resources, network, and capital needed to build the future of financial infrastructure.
Learn More: Brinc × Ripple Hong Kong Financial Innovation Program
