Qatar Development Bank (QDB) has announced the launch of two strategic financing initiatives designed to empower local businesses and national factories through its “Situation Room” hub. These programs aim to provide essential liquidity, support operational activities, and enhance the overall readiness of the private sector to ensure long-term business continuity in light of current regional developments.
Working Capital Stabilization Guarantee Program
This program facilitates financing through national partner banks to support Qatar-based companies operating in the services sector. QDB provides a 100% guarantee on the financing principal to ensure businesses can access critical liquidity without the burden of guarantee fees for the banks.
- Coverage: Up to three months of salaries, rental payments, and other operational expenses.
- Tenor: Up to four years, including a maximum two-year grace period.
- Profit Rate: A maximum rate of QMR + 0.5%.
- Eligible Sectors: Accommodation and catering, arts and entertainment, professional, scientific, and technical services, as well as administrative and support services.
- Application: Businesses must apply through the partner bank where their primary account is held.
Working Capital Stabilization Program for Factories
The Working Capital Stabilization Program offers direct financing from QDB specifically for national factories across all industrial sectors. This initiative is designed to sustain local production and help manufacturers meet their essential short-term obligations during periods of economic pressure.
- Coverage: Up to three months of employee salaries, rent, and operational costs.
- Tenor: Up to four years, including a maximum two-year grace period.
- Profit Rate: A maximum profit rate capped at 3%.
- Eligible Category: National factories operating across all sectors in Qatar.
- Application: Existing QDB clients can apply by logging into their accounts, while new clients can scan the provided QR codes to start the application process.
Strengthening The Private Sector Via The Situation Room
The launch of these programs is part of a broader proactive effort by QDB’s “Situation Room,” a dedicated support hub activated in early March 2026. This center identifies the urgent needs of Qatari enterprises and delivers specialized financing and advisory bundles, such as the “Stabilize & Sustain” package, to help them navigate global and regional market challenges effectively. By coordinating with the Qatar Central Bank, QDB ensures that these financial facilities are integrated into the national banking system to reinforce economic stability.
About Qatar Development Bank
Qatar Development Bank is a leading financial institution dedicated to supporting and developing the private sector in Qatar. By providing a wide range of financing solutions, advisory services, and incubation programs, the bank empowers small and medium-sized enterprises to grow, innovate, and contribute to the national economy in alignment with the Qatar National Vision 2030.
Source: Qatar Development Bank
