Global fintech firm Vault22 is deepening its commitment to the UAE, scaling its AI-driven wealth and wellness platform to meet accelerating demand for digital investment tools in the region. The company, which counts Standard Chartered Ventures, Old Mutual, and Franklin Templeton among its backers, has already attracted over one million users globally by integrating budgeting, investing, and Shariah-compliant solutions into a single ecosystem.
Quick Facts
- Surpassed one million registered users globally
- Added 50,000 new subscribers in 90 days
- Backed by Standard Chartered and Franklin Templeton
- Offers 26 distinct Shariah-compliant portfolios
An All-in-One Financial Hub
As a younger generation of MENA investors moves away from traditional advisory models, Vault22 offers a consolidated dashboard for modern financial management. The platform allows users to link all their financial accounts, track spending, monitor investments, and automate savings. This integrated approach aims to provide a complete overview of an individual’s net worth and financial health in real time.
At the core of the platform is Tara, Vault22’s AI-powered financial advisor. Unlike a standard chatbot, Tara functions as an intelligent co-pilot, delivering insights based on a user’s complete financial picture, from spending habits and income cycles to long-term goals.
“Tara is designed to move financial guidance from generic advice to real-time, hyper-personalised insights,” said Stephen Ong, Co-Founder of Vault22.
He added, “Because Vault22 understands a user’s accounts, spending, investments, liabilities and goals, the platform can help people make better decisions at the moment those decisions matter.”
Tapping into Shariah-Compliant Demand
A key part of Vault22’s strategy for the GCC is its strong focus on values-aligned investing. The platform currently provides 52 diversified investment portfolios, with half of them—26 in total—being fully Shariah-compliant. This directly addresses the growing regional appetite for financial products that align with Islamic principles.
Beyond its consumer-facing app, the company is also building out its Wealth-as-a-Service infrastructure. This model is designed to help banks and other financial institutions embed digital wealth solutions directly into their own offerings, signaling a broader B2B ambition. The company reports steady growth, with monthly active users increasing by 6.92% in February.
“We’re seeing a major shift in how people engage with money,” noted Benito Mable, Founder and CEO of Vault22. “Users increasingly want a single platform that helps them understand their finances holistically, not just invest, but budget smarter, track goals, manage spending and build wealth over time. That’s the direction the industry is moving in.”
About Vault22
Vault22 is a global wealth and wellness platform providing consolidated financial visibility and structured guidance. The platform integrates budgeting, savings, investments, and Shariah-compliant solutions within a unified ecosystem. Through account aggregation and an intelligence-led advisory engine, Vault22 delivers hyper-personalised insights across a user’s entire financial life.
Source: Zawya
